Micro-philanthropy encourages saving in a down economy

With so many people out of work, underemployed or deeply in debt the old adage "a penny saved is a penny earned" is easy to write off as a quaint sentiment.  But at the micro-philanthropy organization Save Together, it’s not just sentiment, it’s an operating principle.  The web-based organization allows individual donors to contribute small amounts of matching funds to the savings accounts of low-wage workers -- along the lines of the better-known microfinance organization, Kiva, but directed at domestic savers rather than international entrepreneurs.  A recent article in the New York Times, however, questioned the transparency of the model.  KALW’s Zoe Corneli asked Save Together CEO Dylan Higgins to explain.